Insurance/Bad Faith

Our lawyers are among the most experienced in North Carolina in all aspects of insurance law. A substantial portion of our practice arises from the representation of both insurers and their insureds in all types of litigation. We also have some of the most experienced insurance regulatory lawyers in the state, making our firm capable of providing an entire range of legal services to the insurance industry.

When facing a lawsuit, the first call many businesses and individuals make is to their insurer. Insurers face the enormous task of vigorously protecting and defending their insured while safeguarding resources necessary to provide that protection. At Ragsdale Liggett, we understand this balancing act and have worked hand in hand with the worlds’ largest insurers to accomplish these goals. We are panel counsel for many insurance companies and handle virtually every type of lawsuit for which insurance might be applicable. Our insurance defense experience includes:

  • Product liability matters
  • Premise liability matters
  • Title insurance cases
  • Truck accident cases (including failure to train and supervise)
  • Professional errors & omissions (including medical professionals, architects, engineers and lawyers)
  • Environmental claims (including lead paint, asbestos and water contamination)

In addition to handling a multitude of insurance defense cases, our lawyers evaluate insurance coverage issues and provide advice to insurance carriers on claims handling and analysis. We often review dozens of policy forms issued over decades and analyze the laws of multiple states. Our attorneys will issue coverage opinion letters as necessary and back up that advice by litigating coverage issues in all forums. Our insurance coverage services include: 

  • Serving as national and/or coordinating counsel for large insurance companies and insureds
  • Reviewing and providing insight into appropriate loss reserves for specific matters
  • Providing second-opinion review of trial counsel’s case strategy in complex cases
  • Serving as coverage counsel and providing written and comprehensive coverage opinions
  • Defending insurance companies against allegations of bad faith
  • Assisting insurance companies in complying with all regulatory matters